I have always been bad with handling of my money during my early 20s.
Despite receiving a decent income, I was living from paycheck to paycheck.

Slowly, the topics among my peers is about getting married ? and starting a family.
I felt like an outsider during these discussions.

I do not have any savings for emergency, let alone funds for a wedding ceremony.

That’s when I realise I am far behind all my peers. And this needs to stop.

I am fortunate that I managed to have my friend (now colleague) to help me with my finances. It was a painful, but rewarding process.
Now I have a beautiful little baby girl, with my amazing wife.

I am on a missions to help someone like me to find their second chance and exit from this invincible downward spiral.